American Family KnowYourDrive Review: Best Option for Vets (2024)

Did you know you can save up to 20 percent on American Family auto insurance? As a veteran, you can save an additional 15 percent.

American Family carries pay-how-you-drive usage-based auto insurance called KnowYourDrive. But is American Family KnowYourDrive good for Veterans?

Our short guide explains the veteran auto insurance basics and how you can save hundreds on American Family auto insurance through KnowYourDrive.

Read on to learn how American Family KnowYourDrive is good for veterans. Enter your ZIP code in the free comparison tool to compare multiple companies and secure the best rates for veterans.

Is American Family KnowYourDrive good for veterans in 2021?

It depends on your driving behavior. American Family Insurance Company gives 15 percent off for veterans. Under American Family KnowYourDrive, veterans can save an additional 20 percent, but their driving habits determine savings.

American Family’s usage-based auto insurance requires telematics, which is a device that monitors your driving. Here’s a list of factors that American Family monitors:

• Driving Speed
• Commute Time while Driving
• Distracted Driving
• Hard-Braking Habits

After looking at your driving habits, American Family issues a percentage between two and 20 percent. KnowYourDrive won’t charge you extra for bad driving habits.

How do you use the American Family KnowYourDrive app?

Follow these steps to learn how to use the American Family KnowYourDrive app.

• Step #1 – You must be an American Family customer with auto insurance (you’ll receive ten percent off when you sign up for American Family car insurance)
• Step #2 – Sign up for the KnowYourDrive program and download the app from Google Play or Apple App Store
• Step #3 – The KnowYourDrive app will monitor your driving
• Step #4 – American Family uses the recorded data from the KnowYourDrive app and calculates your savings on next month’s bill.

If you want to maximize your American Family car insurance savings, be more cautious while driving. Ultimately, American Family KnowYourDrive is another solution to provide affordable auto insurance for military veterans and various customers.

American Family Auto Insurance Rates

The average annual cost of American Family car insurance is $3,443 per year. However, American Family auto insurance can vary based on age, location, vehicle, and driving record.

Since American Family KnowYourDrive is based solely on how you drive, let’s focus on American Family rates based on driving history. We’ve also included how annual American Family auto insurance rates are affected by discounts.

An American Family veteran discount lowers costs by 15 percent, making American Family car insurance more affordable. When you combine KnowYourDrive’s 20 percent discount, you can save even more.

Don’t forget about the ten percent off just for signing up to American Family KnowYourDrive.

Popular American Family Discounts that Lower American Family Auto Insurance Quotes

While the American Family Insurance video shows you how to save money through KnowYourDrive, it doesn’t detail other available discounts.

Let’s look at a list of available discounts.

• Multi-Vehicle Discount
• Loyal Discount
• Early Bird Discount
• Multi-Policy Discount
• Safety Features Discount
• Good Student Discount
• Distant Student Discount
• Paperless Discount
• Customer Full Pay Discount
• Automatic Payment Discount

These discounts are American Family’s billing discounts, safe driving discounts, and young driver discounts. Your American Family car insurance quote is adjusted based on your personal factors.

You can even bundle other insurance products to American Family auto insurance and save money.

Does American Family offer disability insurance?

The short answer is yes. Disability insurance is part of American Family’s health and well-being benefits.

American Family provides long-term and short-term disability insurance. You can bundle your American Family car insurance to disability insurance and save a few hundred dollars per year.

American Family KnowYourDrive: Ideal Selection for Veterans – Claims Management

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

American Family KnowYourDrive offers a streamlined claims process designed to provide convenience to its policyholders, including veterans. Whether you prefer to file a claim online, over the phone, or through their mobile app, American Family has you covered. The flexibility in filing options ensures that veterans can choose the method that suits their preferences and needs.

Average Claim Processing Time

One of the key aspects of any insurance program is the speed at which claims are processed. American Family KnowYourDrive understands the importance of a prompt claims process.

While the exact processing time may vary depending on the nature of the claim and other factors, the American Family strives to handle claims efficiently and expediently to ensure that veterans receive the assistance they need without unnecessary delays.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a valuable indicator of an insurance company’s performance. American Family KnowYourDrive places importance on delivering fair and satisfactory claim resolutions and payouts to veterans and all policyholders. Exploring customer reviews and experiences is essential to gain insights into how well American Family lives up to its commitment in this regard.

American Family KnowYourDrive: Ideal Selection for Veterans – Technological Benefits

Mobile App Features and Functionality

American Family KnowYourDrive provides a mobile app with a range of features and functionalities that cater to the needs of modern veterans. The app allows users to monitor their driving habits, track their potential savings, and access their policy information conveniently from their mobile devices. The app’s user-friendly interface ensures that veterans can easily navigate and utilize its features.

Online Account Management Capabilities

For veterans who prefer managing their insurance policies online, American Family KnowYourDrive offers robust online account management capabilities. This allows policyholders to review and update their policies, make payments, and access important documents from the comfort of their own homes. The online platform is designed to be user-centric and easy to navigate.

Digital Tools and Resources

In addition to the mobile app and online account management, American Family KnowYourDrive provides a variety of digital tools and resources to assist veterans in understanding their coverage and making informed decisions. These resources may include educational materials, FAQs, and tools for estimating potential savings based on driving habits.

Frequently Asked Questions: Is American Family KnowYourDrive good for veterans?

Before we wrap up this guide, let’s answer a few frequently asked questions.

#1 – Does American Family KnowYourDrive increase auto insurance rates?

No. KnowYourDrive calculates your savings and applies them to your following billing statement.

#2 – How does American Family KnowYourDrive monitor my driving?

While the KnowYourDrive app is active, it detects your vehicle’s movement. Newer vehicles have special Bluetooth technology within motor vehicles, making it easier for the app to see your car’s activity.

#3 – Can I cancel American Family KnowYourDrive?

If you have an American Family insurance login, you can cancel under your American Family insurance account online. You can cancel over the phone with an agent, also.

Now that you’ve seen how American Family KnowYourDrive is good for veterans, use our free online quote tool below to compare the top auto insurance companies in your local area to secure the best rates.