Auto Insurance Discounts for Disabled Veterans

If you are a veteran, you may be curious whether you can find affordable auto insurance for disabled veterans. The good news is that veterans are often able to get cheap auto insurance for disabled veterans. If you are a veteran, you may be able to find military and veteran discounts to help lower your monthly auto insurance rates.

Depending on the nature of your service and other factors, you may be able to get good deals on auto insurance as a military veteran. But you’ll want to ensure that you take your time when shopping for disabled veteran auto insurance to prevent overpaying for your coverage.

Are there auto insurance discounts for disabled veterans?

There isn’t a specific military discount for disabled veterans for auto insurance, but disabled veterans can still take advantage of the discounts on coverage for military members and veterans. Typically, a standard military discount could deduct as much as 15% off your monthly rates.

Read more: Best Auto Insurance Discounts for Disabled Veterans

Several insurance companies provide a military discount. The table below displays a list of popular auto insurance providers and reveals whether or not each provides military discounts on auto insurance for military members and veterans.

If there is a specific company that you’re interested in, whether it’s Navy Federal auto insurance or State Farm auto insurance, you should speak with an insurance representative to discover whether you’re eligible for a discount as a disabled veteran and how much your monthly auto insurance rates would be.

What other military discounts are offered?

Some companies offer auto insurance discounts for emergency deployments and military garaging, but this wouldn’t apply to veterans unless they resume active duty. Instead, veterans should look into other discounts offered by their insurance company. While these aren’t specifically auto insurance discounts for disabled veterans, the following discounts will help veterans save on auto insurance.

• Anti-Theft Discounts
• Bundling Discounts
• Customer Loyalty Discounts
• Defensive Driver Discounts
• Good Student Discounts
• Safe Driver Discounts

Apply for as many discounts as possible at your auto insurance company, as this will help you lower your auto insurance rates. Maintaining a clean driving record will also help lower your rates and earn you a discount.

How else can veterans save money on auto insurance?

Finding the best auto insurance companies for disabled veterans will also depend on several different variables. The best thing you can do is to shop around for insurance coverage to compare quotes and determine which companies offer the kind of rates you can afford.

While being a veteran may earn you a discount with many companies, there are several other factors that are likely to impact your auto insurance rates. These variables often include:

• Your state’s legal requirements
• Your age
• Your car’s make and model
• Your driving history
• How much you drive in a year
• Your credit history
• Where you live
• Your marital status
• Your gender

Keep these factors in mind when you’re researching auto insurance options, and be sure to ask if there are reductions in addition to a military discount for which you might be eligible. For example, if you drive fewer than 10,000 miles per year, then looking into a usage-based insurance company or a company with a usage-based discount may save you hundreds on auto insurance annually.

You can also consider raising your deductible if you have a low deductible on your auto insurance, as this will lower your auto insurance rates. Just bear in mind that you will have to pay more out of pocket after an accident. However, if you are a safe driver, it might be worth it to take the risk of raising your deductible.

Best Auto Insurance Companies for Disabled Veterans

When shopping for the best military auto insurance, there are specific auto insurance companies that offer deals on coverage to veterans. USAA is one of the most well-known auto insurance companies to provide this benefit. In order to acquire an auto insurance policy with USAA, you will need to either be actively serving or have been honorably discharged as a veteran. USAA offers cheap rates and good customer service, so it is a popular choice among drivers.

Many people do not realize that Geico was also initially created to serve both government and military personnel and offer them better deals on insurance coverage. Geico is typically one of the cheaper companies available to drivers, and the military and veteran discount offers even more savings. With both USAA and Geico, you may be able to find affordable auto insurance for disabled veterans.

The Final Word on Auto Insurance Discounts for Veterans

When looking for auto insurance for military veterans, your status as a veteran is likely to help you save money on insurance premiums. As you shop around for auto insurance, be sure to determine which companies will offer you a discount. And don’t hesitate to ask if there are other ways to save on your monthly rates.

Some companies will allow you to set a higher deductible to save money, and you can always select a lower level of auto insurance coverage if necessary.

Auto insurance for military veterans is not hard to find, but be sure to compare rates from multiple companies at once using an online quote tool. This will help to ensure that you receive the coverage you want at an affordable price. Here’s how you can get veteran auto insurance quotes.