AARP Auto Insurance Benefits for Veterans

Being thanked for your service is a social benefit, but there’s no reason you shouldn’t receive economic benefits as well. Such a sentiment hits home when it comes to auto insurance. Legal regulations are both specific and restrictive, so many insurers don’t offer discounts unless you’re actively deployed. Once you’re home, and especially once you’re retired, the benefits of having served your country can lie dormant.

Our society has a sad habit of allowing retirees to fall prey to an out-of-sight, out-of-mind mentality in which their needs are lost in the fray, and this holds true whether you’ve served in the armed forces or here at home in the classroom. That’s why, the better part of a century ago, Dr. Ethel Andrus began serially creating organizations to aid and assist retirees.

She began by helping retired teachers – she was herself a former principal – but soon she noticed the enormous need on the military front. That’s when AARP, one of the most veteran-friendly organizations inhabiting the globe, came into being.

You’ve given freely of your time, your efforts, and possibly even your health. AARP looks to make sure you reap the benefits of all you’ve sown, whether that means assisting you in finding affordable auto insurance for military veterans or any of the other myriad discounts and services on the table. Let’s learn more about AARP auto insurance benefits for veterans.

Does AARP offer auto insurance benefits for veterans?

Yes. In fact, AARP is perhaps the only program by which veteran-specific car insurance is offered for military personnel. Partnering with Hartford Insurance, the auto program benefit is renewable for life so long as you:

• Pay your premiums regularly and on-time
• Maintain a valid driver’s license
• Remain fully capable of operating your vehicle

Note: AARP car insurance through Hartford is not available in every state. Quotes for this policy can be obtained by calling toll-free: 888-277-6436.

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What other benefits does AARP have for veterans?

AARP offers an abundance of benefits for veterans. From combatting fraud on your behalf to helping you find a job or take care of your family, AARP is not only there for you, but as a veteran, AARP will slash the cost of signing up for its services.

From homeowners insurance to life insurance and drug plans to Medicare supplements, AARP offers a wide range of coverage to its members. Not only that, but benefits extend beyond the sphere of insurance. Whether we’re talking caregiving or resume building, AARP intends to be there at every turn life takes. Here’s a sampling of what you’ll find:

Insurance benefits (other than auto insurance) include:

• Homeowners insurance from The Hartford
• Life insurance and long-term care insurance from New York Life
• Medicare Advantage, RX plans, and supplement insurance from UnitedHealthcare
• Auto buying program for help finding the right car for you
• CARFIT to help make your car as comfortable for you as possible
• Roadside assistance from Allstate
• An AARP SmartDriver course
• Dental insurance from Delta Dental Insurance Company
• Vision insurance and discounts from Eyemed
• Hearing discounts and tools from HearUSA, the AARP Hearing Center, and the National Hearing Test
• Discounts on the Philips Lifeline medical alert system
• Health savings accounts from Optum Bank
• AARP’s Staying Sharp program helps keep your brain healthy
• Ability to earn additional points when you link your AARP membership card to your Walgreens card
• Free online health tools
• AARP fraud protection
• Help with retirement planning
• Help in claiming social security benefits

It’s an extensive list, but it’s far from exhaustive.

How else can veterans save money on car insurance?

AARP may offer the only military-specific auto insurance out there, but it doesn’t mean that AARP has automatically the best or the cheapest veteran auto insurance coverage you can find. Pricing models vary by what you drive, how old you are, where you’re located, how you’ve driven in the past, how your credit looks, and a myriad of other factors.

There’s no guarantee that any one company will offer you the greatest benefit, so it’s best to gather quotes everywhere, and anywhere you can find them.

In today’s economy, we’re experiencing runaway inflation, and prices are ballooning everywhere you look. Insurance rates are affected, too, rising all over the country. That makes today the perfect time to begin shopping around, seeing who will give you the best rate for the greatest coverage and service. As you peruse, bear these military auto insurance discounts in mind:

Multi-Car Discount

How many vehicles do you currently own? If the answer is two or more, quote all of them. Insurance companies like to know that they own all of your risk exposure, and they’ll reward you in savings.

Bundling Discounts

If you own your home, pay regularly on a life insurance policy or are renting an apartment, having your insurer quote multiple types of policies under the same roof spells savings on each line.

Drivers Training Discount

Defensive driving courses are available all over. Whether you take a course virtually or in person, chances are your insurer will grant you a discount that lasts several years.

Short Annual Mileage

How much do you drive? As a retiree, there’s a good chance you don’t clock average mileage on your engine. Keep track of your odometer readings and see if logging those figures can’t slash your rate.

Usage-Based Discount

How safe are your driving habits? If you’re willing to put the theory to the test, there’s a discount for that. Most insurers now offer usage-based discounts for tracking and responding to your individual trips. The safer you drive, the less you pay.

Know Your Coverage

Many retirees have several vehicles they’ve acquired over time, and very few individuals stop to read the renewal documents they receive in the mail. If you’ve got a small squadron of vehicles you don’t drive, double-check to be sure that you’re only carrying the coverage you need.

Putting it All Together

The simple fact is that, for the most part, insurance is insurance. State laws dictate what must be covered and which options must be offered, and each insurance company will follow these strictures to the letter. Each company will give you a pitch on why they’re better than the next guy, but the truth is that experience varies.

Ask your friends who they use, how much they pay, and if they like their insurer. The answers to these questions can serve as great indicators of what you can expect when you join up, whether we’re talking AARP, USAA, or anyplace else. You’ve served your country well. Now it’s time to let your insurance serve you. Find out whether USAA or Geico is better for auto insurance.

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Conclusion: Find the Best AARP Auto Insurance Benefits for Veterans

Leave no option on the table, no stone unturned. If you’re a retired veteran, the AARP auto insurance program was created for you, and even if you don’t switch, it’s worth getting a quote. A little information never hurt anybody.

Inflation and demand are rocking our economy like never before. Cars are expensive, parts are hard to come by, and it feels like every other commercial on television is a lawyer looking to sue your pants off should you ever cause an incident. Having the right insurance nowadays isn’t just a luxury – it’s a necessity.

In the event of an accident, whose number do you feel comfortable dialing up and asking for help? Navigating the claims process nowadays can feel like entering a wild-west standoff, and it’s ideal to have capable, trustworthy folks on your side ready to help manage the process. You’ve served your country well, and you should feel comfortable and assured when you traverse its open roads. If not, gather quotes from AARP and everybody else until you find the peace of mind you deserve.

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